Insurance Agency in Cedar Park, Texas
Policies for Cedar Park are placed by phone, not at a local branch. Williamson and Travis County rating. Travis or Williamson, from the lot.
Aulona Insurance Group is an independent insurance agency licensed in Texas (Agency License #3481412) with an office in Plano. Luka Cenaj, a licensed Texas agent, is the reviewer of record for every coverage page on this site.
Texas Agency License #3481412 · NPN 22184980 · English & Albanian
On this page6 sections
Auto, home and business coverage for Cedar Park
Aulona Insurance Group places auto, home and business coverage on a Cedar Park address, which is the full stack households here carry: two or three vehicles, a homeowners policy the mortgage company watches, and often a consulting or contracting business run out of the house.
Cedar Park sits in two counties, most of it in Williamson County with a southern part inside Travis County, so the address rather than the city name decides the rating county.
Service is by phone from the one office, in Plano, and no visit to Cedar Park or to Plano is part of placing coverage. Coverage on a Cedar Park address is quoted and bound only after a recorded call with Luka Cenaj, in English or Albanian.
Auto insurance in Cedar Park
Auto insurance in Cedar Park rates on the county the vehicle is garaged in, and the city sits in two of them. Most of Cedar Park lies in Williamson County, with a southern portion inside Travis County.
A Cedar Park address north of the Williamson County line and one south of it can sit in different territories.
Texas Transportation Code §601.072 fixes the minimum for a Cedar Park driver at 30/60/25: $30,000 for one injured person, $60,000 for one accident, $25,000 for property damage.
US 183 runs the length of Cedar Park toward Austin, and the commute miles driven on it belong on the application rather than rounded down.
Home insurance in Cedar Park
Home insurance in Cedar Park is written against hail, with flash flooding sitting behind it. The National Weather Service Austin/San Antonio forecast office issues the severe thunderstorm, hail and flash flood warnings for Williamson County, and a single spring storm can produce both.
Hail damage to a roof is paid under dwelling coverage after the separate wind and hail deductible on the declarations page, and that deductible is often a percentage of the dwelling limit rather than a set dollar figure.
Water running out of a creek is excluded by every homeowners policy written in Texas. Flood cover is a separate National Flood Insurance Program policy through FEMA, and a new NFIP policy waits 30 days before it responds.
Aulona Insurance Group places NFIP flood, dwelling fire, condo and renters, and landlord DP-1 and DP-3.
Business insurance in Cedar Park
Business insurance is the broadest thing Aulona Insurance Group does for Cedar Park, and the home-office professional is squarely in the target.
The agency places a business owners policy, general liability, commercial property, workers compensation, professional liability, umbrella and commercial auto for a business inside the band:
- Annual gross revenue under $5 million, and total W-2 payroll under $5 million
- Workers compensation runs through its own market and is not limited by the revenue and payroll figures above
On top of size, a Cedar Park account needs losses under $20,000, at most two incidents in three years, and no prior carrier cancellation or bankruptcy filing.
Professional services are the classes that place most readily here, because consultants, marketers, accountants, architects and engineers are the classes where professional liability is also available. Restaurants, personal care, fitness, retail, technology services, real estate and the building trades follow.
Where Aulona Insurance Group is not the right fit
Some Cedar Park risks get a no on the first call, and these two come up more than the rest.
- Roofing and siding, which the building trades here produce, with no market on the agency’s package lines
- A prior carrier cancellation or a bankruptcy filing on the business file
A Cedar Park caller who wants the whole list before dialing will find it on the agency page. No Cedar Park caller is written for life, health, Medicare or disability.
Working with Aulona Insurance Group from Cedar Park
Cedar Park is one flood-program community, number 481282B, in both Travis and Williamson County, on a flood map effective January 22, 2020. A Cedar Park home can therefore be rated against either county, and the lot rather than the city name is what decides.
- Give the quote form its eight answers, about two minutes, then confirm the one-time code texted to your mobile, or leave a number and a Cedar Park address on the contact page.
- Take the recorded callback from Luka Cenaj, who goes through the vehicles, the Cedar Park property and any business.
- Aulona Insurance Group then takes the Cedar Park risk to the insurers it holds appointments with.
What happens when you contact us
Callback, call, placement. No pricing is shown before a licensed agent has spoken with you.
Request a callback
Leave a number and a good time on the contact page, or call the agency directly. We text a code to confirm your number.
A licensed agent calls you
Luka goes through coverage and your situation. No pricing is shown before that call.
Coverage gets placed
We go to the markets we hold appointments with and tell you plainly if we are not the right fit.
This page covers one part of Independent Insurance Agency Serving 50 Texas Cities.
