Insurance Agency in College Station, Texas
College Station drivers, homeowners and business owners are quoted by phone. Brazos County rating and student renters. Pre-FIRM runs from the 1981 map.
Aulona Insurance Group is an independent insurance agency licensed in Texas (Agency License #3481412) with an office in Plano. Luka Cenaj, a licensed Texas agent, is the reviewer of record for every coverage page on this site.
Texas Agency License #3481412 · NPN 22184980 · English & Albanian
On this page6 sections
Auto, renters, landlord and business for College Station
Aulona Insurance Group places auto, renters, condo, landlord, flood and business coverage for College Station, which is the set a student address and a rental-property owner each need from one licensed agent.
A College Station file rates on Brazos County, and a car kept in College Station nine months of the year is garaged there rather than at a parent’s address in another Texas city. Texas A&M University keeps the rental side of the market large, and Aulona Insurance Group is strong on the rental side.
Service is by phone from the one office, in Plano, and no visit either way is part of placing coverage. Coverage on a College Station address is quoted and bound only after a recorded call with Luka Cenaj, in English or Albanian.
Auto insurance in College Station
Auto insurance in College Station rates on Brazos County. A car kept in College Station nine months a year is garaged there, not at a parent’s address.
Texas Transportation Code §601.072 sets the liability floor for a College Station driver at 30/60/25:
- $30,000 for injury to one person
- $60,000 for injuries in one accident
- $25,000 for damage to another person’s property
Personal injury protection and uninsured motorist coverage stay optional and each takes a signed written rejection (Texas Insurance Code §1952.152 and §1952.101). A Texas A&M University student driving a parent’s car still has to be listed on the policy.
Home insurance in College Station
Home insurance in College Station splits between owners and the large rental side of the market, and Aulona Insurance Group is strong on the rental side.
What the agency places on Brazos County property:
- Renters policies for students and young professionals, covering belongings and liability in a leased room or apartment
- Condo policies, covering what the association’s master policy leaves to the unit owner
- Landlord policies on the DP-1 and DP-3 forms, for the houses and duplexes rented to students
- Flood, through the National Flood Insurance Program, with a thirty-day wait on a new policy
Hail is the peril behind most roof claims here. The National Weather Service Houston/Galveston forecast office issues the severe thunderstorm and hail warnings for Brazos County, and NOAA’s Storm Events Database logs those reports by county.
Business insurance in College Station
A College Station business owners policy sits alongside general liability, commercial property, workers compensation, professional liability, umbrella and commercial auto, all of which Aulona Insurance Group places.
A college town’s business mix lands squarely in the classes that place most readily: restaurants, bakeries and coffee shops, bars, fitness studios, personal care, retail, pet services and technology services. Professional practices in law, accounting, consulting and engineering carry professional liability as well as the package.
The small-business program runs on hard eligibility limits:
- Annual gross revenue under $5 million, and total W-2 payroll under $5 million
- Workers compensation runs through its own market and is not limited by the revenue and payroll figures above
- One business owners policy per location, capped at $5 million of total insured value
On top of size, a College Station account needs losses under $20,000, at most two incidents in three years, and no prior carrier cancellation or bankruptcy filing.
Where Aulona Insurance Group is not the right fit
Some College Station risks get a no on the first call, and these two come up more than the rest.
- Night clubs, which a campus city produces, with no market on the agency’s package lines
- A landlord account with more than two losses in three years, or losses above $20,000
A College Station caller who wants the whole list before dialing will find it on the agency page. No College Station caller is written for life, health, Medicare or disability.
Working with Aulona Insurance Group from College Station
College Station is flood-program community 480083, its first flood map took effect on July 2, 1981, and the map in force now dates from April 2, 2014. A student rental older than that first map is a pre-FIRM building, and a landlord flood application asks the construction date first.
- Start on the quote form, eight questions and roughly two minutes, finishing with the one-time code texted to your mobile, or leave a College Station callback number on the contact page.
- Luka Cenaj calls back on a recorded line and goes through the vehicles, the College Station property and the business, where there is one.
- Aulona Insurance Group submits the College Station file only to the insurers it holds appointments with.
What happens when you contact us
Callback, call, placement. No pricing is shown before a licensed agent has spoken with you.
Request a callback
Leave a number and a good time on the contact page, or call the agency directly. We text a code to confirm your number.
A licensed agent calls you
Luka goes through coverage and your situation. No pricing is shown before that call.
Coverage gets placed
We go to the markets we hold appointments with and tell you plainly if we are not the right fit.
This page covers one part of Independent Insurance Agency Serving 50 Texas Cities.
