Insurance Agency in Mission, Texas
Auto, home and business coverage for Mission, quoted by phone by a licensed agent. Hidalgo County rating and NFIP flood. Flood map unchanged since 1991.
Aulona Insurance Group is an independent insurance agency licensed in Texas (Agency License #3481412) with an office in Plano. Luka Cenaj, a licensed Texas agent, is the reviewer of record for every coverage page on this site.
Texas Agency License #3481412 · NPN 22184980 · English & Albanian
On this page6 sections
Vehicles, house and van on one Mission file
Aulona Insurance Group places auto, home and business coverage for Mission households and owners, moving each client’s risk to whichever appointed insurer will write it rather than to a single company.
A Mission household normally has more than one policy in play: the vehicles, the house, and often enough a business with a few employees and a van.
Aulona Insurance Group works from one office, in Plano, and serves Mission by phone. No visit to Mission or to Plano is part of placing coverage. A Mission file reaches a quote through one route, a recorded call with Luka Cenaj, held in English or in Albanian. Aulona Insurance Group does not quote a company it does not represent, and says which markets it holds.
Auto insurance in Mission
Auto insurance in Mission rates on Hidalgo County, and the county line is the boundary that matters far more than the city limit.
Texas Transportation Code §601.072 puts the Mission minimum at 30/60/25: $30,000 for one injured person, $60,000 for one accident, $25,000 for property damage.
Uninsured and underinsured motorist coverage is the one to look at twice here. Texas Insurance Code §1952.101 requires every insurer to offer it and requires a signed written rejection to remove it, and a driver in a border city who is hit by someone with no policy has nothing else to fall back on.
Home insurance in Mission
Home insurance in Mission is a flood and wind conversation. Hidalgo County sits inland of the coast but well inside the reach of tropical rainfall, and the National Weather Service Brownsville/Rio Grande Valley forecast office issues the flash flood, severe thunderstorm and tropical warnings for the county.
Rising water is excluded by every homeowners policy written in Texas. Flood cover comes from a separate National Flood Insurance Program policy through FEMA, and a new NFIP policy waits 30 days before it will answer a claim, which is why buying one during a storm watch accomplishes nothing.
Aulona Insurance Group places NFIP flood, dwelling fire, condo and renters, landlord DP-1 and DP-3, and personal umbrella coverage above the home and auto liability limits.
Business insurance in Mission
Business insurance is one of the lines Aulona Insurance Group places for Mission, and the small-business program has published limits rather than hidden ones.
The agency places a business owners policy, general liability, commercial property, workers compensation, professional liability, umbrella and commercial auto for a business inside the band:
- Annual gross revenue under $5 million, and total W-2 payroll under $5 million
- Workers compensation runs through its own market and is not limited by the revenue and payroll figures above
Loss history closes the band in Mission: under $20,000, no more than two incidents in three years, and no earlier carrier cancellation or bankruptcy.
Restaurants and caterers are the classes that place most readily, then professional services, personal care, retail, cleaning and janitorial, auto repair and the construction trades. Commercial auto is written alongside the package, which matters when the work vans are titled to the company.
Where Aulona Insurance Group is not the right fit
A Mission caller runs into one of two limits more often than any other.
- Roofing and siding, which the construction trades here produce, with no market on the agency’s package lines
- Night clubs, with no market on the agency’s package lines
The agency page holds the full personal and business declination list behind these Mission examples. Life, health, Medicare and disability stay outside what a Mission file can hold.
Working with Aulona Insurance Group from Mission
Mission is flood-program community 480345, its first flood map took effect on August 15, 1979, and the map still in force dates from November 20, 1991. A Mission building older than that 1979 map is pre-FIRM, and a flood application asks the construction date before the limit.
- Give the quote form its eight answers, about two minutes, then confirm the one-time code texted to your mobile, or leave a number and a Mission address on the contact page.
- Take the recorded callback from Luka Cenaj, who goes through the vehicles, the Mission property and any business.
- Aulona Insurance Group then takes the Mission risk to the insurers it holds appointments with.
What happens when you contact us
Callback, call, placement. No pricing is shown before a licensed agent has spoken with you.
Request a callback
Leave a number and a good time on the contact page, or call the agency directly. We text a code to confirm your number.
A licensed agent calls you
Luka goes through coverage and your situation. No pricing is shown before that call.
Coverage gets placed
We go to the markets we hold appointments with and tell you plainly if we are not the right fit.
This page covers one part of Independent Insurance Agency Serving 50 Texas Cities.
