Insurance Agency in Grand Prairie, Texas
Auto, home and business coverage for Grand Prairie, quoted by phone. Dallas, Tarrant or Ellis County rating. Dallas, Tarrant or Ellis, asked up front.
Aulona Insurance Group is an independent insurance agency licensed in Texas (Agency License #3481412) with an office in Plano. Luka Cenaj, a licensed Texas agent, is the reviewer of record for every coverage page on this site.
Texas Agency License #3481412 · NPN 22184980 · English & Albanian
On this page6 sections
Business, auto and property for Grand Prairie
Aulona Insurance Group writes three lines for a Grand Prairie client, each from the insurers it is appointed with:
- Business coverage for an owner-operated company inside the small-business eligibility band
- Personal auto for the owners and the household, standard and non-standard, SR-22 filings included
- Property coverage for renters, condo owners, landlords and dwelling fire risks
Grand Prairie spans Dallas County, Tarrant County and Ellis County, per the U.S. Census Bureau, which is why the county question comes before the coverage question on a Grand Prairie file.
Service is by phone from the one office, in Plano, and no visit either way is part of placing coverage. The recorded call with Luka Cenaj, in English or Albanian, comes before any Grand Prairie quote and before anything is bound.
Auto insurance in Grand Prairie
Auto insurance in Grand Prairie has to start with a question most cities do not raise: which county. Grand Prairie spans Dallas County, Tarrant County and Ellis County, per the U.S. Census Bureau.
Three counties mean three sets of property records and, often enough, three rating outcomes.
Texas Transportation Code §601.072 fixes the liability floor at 30/60/25, which is $30,000 for injury to one person, $60,000 for injuries in one accident, and $25,000 for property damage. Hail rides on top of that, warned on for all three counties by the National Weather Service Fort Worth/Dallas forecast office, and answered by comprehensive coverage, subject to its deductible.
Home insurance in Grand Prairie
Home insurance in Grand Prairie starts with a stated limit. Preferred owner-occupied homeowners cover inland, in the Dallas and Fort Worth suburbs, is the one property market the agency is weak in, and it is named before an application.
The rest of the property side is genuine capability:
- Renters and condo cover for a leased unit
- Dwelling fire on a vacant house
- Landlord DP-1 and DP-3 on a rented Grand Prairie house
- Personal umbrella coverage above the home and auto liability limits
- National Flood Insurance Program flood, with a 30-day wait before a new policy answers a claim
FEMA flood maps decide the flood question in Grand Prairie. A Texas homeowners policy never covers rising water, whichever of the three counties the house sits in.
Business insurance in Grand Prairie
Business insurance in Grand Prairie runs through the agency’s small-business program, and a business spread over more than one site should read the structure rule first.
The small-business band:
- Annual gross revenue under $5 million, and total W-2 payroll under $5 million
- Workers compensation runs through its own market and is not limited by the revenue and payroll figures above
- Each location needs its own business owners policy, and that policy caps at $5 million of total insured value
The loss side counts too: under $20,000 in losses on a Grand Prairie account, no more than two incidents in three years, and no prior cancellation or bankruptcy.
Restaurants and caterers are the classes that place most readily, then professional services, retail, personal care, fitness studios and technology services. Electricians, plumbers, HVAC contractors, landscapers and other Grand Prairie trades are workable, with liability and umbrella the strong lines rather than the package.
Where Aulona Insurance Group is not the right fit
Aulona Insurance Group says no in writing to Grand Prairie risks, and these two account for most of it.
- Non-durable goods wholesalers, which the warehouse corridors along SH 161 produce, with no market on the agency’s package lines
- Roofing and siding, with no market on the agency’s package lines
Everything else the agency turns away is set out in full on the agency page, so the Grand Prairie page carries only what comes up here. Life, health, Medicare and disability are not part of what the agency writes in Grand Prairie.
Working with Aulona Insurance Group from Grand Prairie
Grand Prairie is recorded with FEMA as flood-program community 485472B in Dallas, Tarrant and Ellis County, on a flood map effective October 19, 2023. Three counties on one city name is why the county question is asked before the coverage question on a Grand Prairie file.
- Fill in the eight quote-form questions from Grand Prairie, about two minutes, and confirm the one-time code texted to your mobile; the contact page takes a number instead.
- Expect the recorded callback from Luka Cenaj, who covers the vehicles, the property in Grand Prairie and anything commercial.
- The Grand Prairie submission goes to the insurers Aulona Insurance Group holds appointments with, and no further.
What happens when you contact us
Callback, call, placement. No pricing is shown before a licensed agent has spoken with you.
Request a callback
Leave a number and a good time on the contact page, or call the agency directly. We text a code to confirm your number.
A licensed agent calls you
Luka goes through coverage and your situation. No pricing is shown before that call.
Coverage gets placed
We go to the markets we hold appointments with and tell you plainly if we are not the right fit.
This page covers one part of Independent Insurance Agency Serving 50 Texas Cities.
