Insurance Agency in Mesquite, Texas
Households and businesses in Mesquite are handled by phone. Dallas and Kaufman County rating, hail. Dallas and Kaufman rate separately.
Aulona Insurance Group is an independent insurance agency licensed in Texas (Agency License #3481412) with an office in Plano. Luka Cenaj, a licensed Texas agent, is the reviewer of record for every coverage page on this site.
Texas Agency License #3481412 · NPN 22184980 · English & Albanian
On this page6 sections
Three lines of coverage, one Mesquite file
Aulona Insurance Group places auto, home and business coverage for Mesquite households and owners, shopping each risk among the insurers it holds appointments with. Dallas County and Kaufman County both carry Mesquite addresses, and they rate separately.
Three things follow for a Mesquite household:
- The cars, the house and any business are handled by one agent
- Standard and non-standard personal auto, including a driver carrying a ticket, an at-fault accident, a lapse or an SR-22 requirement
- The agency states what it cannot place, on this page, before the call
Aulona Insurance Group works from one office, in Plano, under Texas Agency License #3481412, and serves Mesquite by phone. No visit to Mesquite or to Plano is part of placing coverage. A Mesquite file reaches a quote through one route, a recorded call with Luka Cenaj, held in English or in Albanian.
Auto insurance in Mesquite
Mesquite is a Dallas County city that runs over the line into Kaufman County, which matters more for rating than it does for the mail. Two Mesquite neighbours can sit in two territories.
Texas Transportation Code §601.072 sets the Mesquite liability floor at 30/60/25:
- $30,000 for injury to one person
- $60,000 for injuries in one accident
- $25,000 for damage to another person’s property
Give the garaging address rather than the mailing address, and say which county the house is appraised in. The Dallas Central Appraisal District and the Kaufman County Appraisal District both carry Mesquite property, and the county line decides which one appraises a given house.
Home insurance in Mesquite
Home insurance in Mesquite is a hail policy with a house attached. The National Weather Service Fort Worth/Dallas forecast office issues the severe thunderstorm and hail warnings for Dallas and Kaufman counties, and NOAA’s Storm Events Database logs those reports county by county.
On preferred inland owner-occupied homeowners cover in the Dallas and Fort Worth suburbs the agency is weak, and it says so rather than taking an application first.
Stronger for a Mesquite address: dwelling fire, condo and renters, landlord DP-1 and DP-3 on a rental house, personal umbrella coverage above the home and auto liability limits, and National Flood Insurance Program flood, which has a 30-day waiting period.
Business insurance in Mesquite
Business insurance in Mesquite runs through the small-business band, which decides everything:
- Annual gross revenue under $5 million, and total W-2 payroll under $5 million
- Workers compensation runs through its own market and is not limited by the revenue and payroll figures above
- New businesses accepted, and each location needs its own business owners policy
Loss history closes the band in Mesquite: under $20,000, no more than two incidents in three years, and no earlier carrier cancellation or bankruptcy.
Aulona Insurance Group places that package plus general liability, commercial property, workers compensation, professional liability, umbrella and commercial auto. Along the US 80 and I-30 corridors through Mesquite, restaurants, retail, barbers and salons, fitness studios, pet services and auto repair shops are the classes that place most readily.
Where Aulona Insurance Group is not the right fit
A Mesquite caller runs into one of two limits more often than any other.
- Auto dealerships along the US 80 corridor, with no market on the agency’s package lines even where the repair shop next door is writable
- Towing operators, with no market on the agency’s package lines
The agency page holds the full personal and business declination list behind these Mesquite examples. Life, health, Medicare and disability stay outside what a Mesquite file can hold.
Working with Aulona Insurance Group from Mesquite
FEMA records Mesquite as flood-program community 485490B in both Dallas and Kaufman County, on a flood map effective January 12, 2023. A Mesquite property file therefore names the county the lot sits in, because the two counties are separate rating territories.
- Answer the eight questions on the quote form, about two minutes, ending with a one-time code texted to your mobile, or leave a Mesquite number on the contact page.
- Take the recorded call from Luka Cenaj, who works through the drivers, the Mesquite address and the operation behind it.
- Leave the Mesquite risk with Aulona Insurance Group to place with the insurers it holds appointments with.
What happens when you contact us
Callback, call, placement. No pricing is shown before a licensed agent has spoken with you.
Request a callback
Leave a number and a good time on the contact page, or call the agency directly. We text a code to confirm your number.
A licensed agent calls you
Luka goes through coverage and your situation. No pricing is shown before that call.
Coverage gets placed
We go to the markets we hold appointments with and tell you plainly if we are not the right fit.
This page covers one part of Independent Insurance Agency Serving 50 Texas Cities.
